Complete 185-Page Deposition of Internationally Infamous Robo-Signer Beth Cottrell

Beth Cottrell is one of the thousands of “Vice Presidents” of Mortgage Electronic Registration Systems (MERS).  All large mortgage banks including  Bank of America, JP Morgan/Chase, Citibank, GMAC, etc.  are “members” of MERS.  Any MERS member bank is allowed to appoint any employee it wishes, regardless of inexperience or incompetence, to sign documents prepared by the bank, not as a bank employee but as a “Vice President” of  MERS.   As a Vice President of MERS working for Chase, Ms. Cottrell distinguished herself as one of the world’s most prolific robo-signers.  She was deposed on May 17, 2010 in the case of Chase Home Finance, LLC v. Judith Koren, et al., Circuit Court of the Fifteenth Judicial Circuit, Palm Beach County, Florida, Case No. 50-2008-CA-01687.

During her deposition Ms. Cottrell admitted to executing 18 thousand documents per month without any personal knowledge of the contents of what she was signing.    In the first page of her deposition testimony, she identified herself as an “Operation Supervisor” for Chase Home Finance.  She did not mention her position as Vice President of MERS, a title under which she had blindly executed hundreds of thousands of documents later used by Chase as evidence in foreclosure cases.

The deposition of Ms. Cottrell is long, so it has been divided into two PDFs, both of which can be downloaded below.  It contains a fascinating story — a must for everyone’s holiday reading list.

Beth Cottrell Deposition – Part 1

Beth Cottrell Deposition – Part 2

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