Category Archives: Frequently Asked Questions

Important Exceptions to the Statute of Limitations Defense in a New York Foreclosure Case

Unless the homeowner’s attorney includes an “affirmative defense” in the Answer to the Foreclosure Complaint stating that the action is barred by the applicable statute of limitations, the statute of limitations defense is lost and the bank can foreclose upon the property even though it started the foreclosure action too late.
Also posted in 1. Foreclosure Defense, 2. Quiet Title Lawsuits, Attorney Blog | Comments closed

This Is Your Mortgage Servicer Calling

A mortgage loan servicer is nothing more than a debt collector, and speaking with debt collectors can only hurt you. When dealing with collectors, it is important not to seem interested in resolving the debt. If you seem interested, they conclude that you have something to lose and focus on you. You want to make a debt collector think you are broke and don’t care what happens. This causes them to conclude they are barking up the wrong tree and to leave you alone. Nothing works better than refusing to speak to them.
Also posted in 1. Foreclosure Defense, Attorney Blog | Leave a comment

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Also posted in 1. Foreclosure Defense, 2. Quiet Title Lawsuits, 3. Debt Collection Defense, Attorney Blog, Debt Collection Fraud, Debt Inversion, Foreclosure Fraud, MERS | Leave a comment